The following privacy principles were established to maintain the security, integrity and confidentiality of your personal financial information.

The type of information we collect…

We routinely collect and retain the information we obtain from your account applications, transaction history (for deposits, loans, credit cards, etc.) and from consumer reports.  This information helps us:

  • To establish and administer your accounts. (Example:  We ask for personally identifying information to protect your accounts from fraud.)
  • To satisfy certain regulatory requirements. (Example:  When you open an account that pays interest, we are required by the Internal Revenue Service to obtain your social security number.)
  • Better understand you so that we may provide you with additional or improved products and services.  (Example:  We require information concerning your credit history and your assets to determine if you qualify for loan approval.)

WE DO NOT SHARE THE NONPUBLIC PERSONAL INFORMATION OF OUR CURRENT OR PREVIOUS MEMBERS WITH AFFILIATES OR NONAFFILIATED THIRD PARTIES EXCEPT AS PERMITTED OR REQUIRED BY LAW.

How is that information protected?

Access to your personally identifiable financial information is limited to employees with a specific business reason for utilizing this data.  Our employees are educated about the importance of maintaining confidentiality and member privacy.  If necessary, we take appropriate disciplinary steps to enforce out employees’ responsibility to protect your very personal information.

In order to prevent unauthorized access to your information, we maintain security standard and procedures that conform with industry practices.  These security standards and procedures are routinely tested to verify the integrity of our system.

Cookie Policy

What Are Cookies

This site uses cookies and/or scripts (collectively refer to as “cookies”) which are tiny files downloaded onto your computer to improve your experience. Our vendors may also use these tools. Select cookies are persistent and will remain on your device until deleted by you or your browser, while others are inactivated and automatically deleted when you close all browser windows. For more general information on cookies, see the Wikipedia article on HTTP Cookies.

How We Use Cookies

We primarily use for a variety of reasons, including but not limited to:

  • provide a great experience for your visitors and customers.
  • identify our registered members (users who register to our site).
  • monitor and analyze the performance, operation and effectiveness of our platform.
  • ensure our platform is secure and safe to use.

Disabling Cookies

You can prevent the setting of cookies by adjusting the settings on your browser (see your browser Help for how to do this). Please note, disabling cookies may affect the functionality of this site and others you may visit.

Privacy policy updates

We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.

If you have any questions concerning this policy, please do not hesitate to call us at 973-628-3852. We are here to serve you!